97 Carmarthen Road, Cross Hands, Llanelli, SA14 6TD

UPRN:100100144209Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: E (48)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

97 Carmarthen Road, Cross Hands, Llanelli, SA14 6TD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£178,000

£160k - £196kMedium

Estimate

£178k

Range

£160k – £196k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

21.82%

Verdict

Derived from HomePortfolio scores

97 Carmarthen Road earns an INVESTIGATE rating with HP Score 84/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

76/ 100

High

Crime Score

14/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 72% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£49,500

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £16,150
Net cash flow: £456/mo
Cash on cash: 33.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£178,000

Rent Estimate (pcm)£900

Gross Yield21.82%

1y Growth-

3y Growth+4.2%

5y Growth+4.2%

10y Growth+4.9%

Last Sold Price£89,000 (2018-07-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA14 6TD

Approval Rate

-12mo

Development

low

PRE/03923
Renewal of CL
Pending
PL/11496
Proposed Front Window Alteration
Pending
PL/11481
Proposed conversion of integral garage to habitable room
Approved

View Planning Timeline

Ownership

Corporate Ownership86.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-07-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,774

Population Density286 /km²

Owner Occupied82%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Cefneithin C.P.
0.3 mi
-
Cross Hands C.P. School
0.3 mi
-
Llechyfedach C.P. School
1.0 mi
-
Ysgol Gynradd Gorslas
1.0 mi
-

View All Schools

Comparables

View All

110 Carmarthen Road
-
£210k
-
116 Carmarthen Road
-
£168k
-
141 Carmarthen Road
-
£170k
-
101 Carmarthen Road
-
£145k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN