9 Heol y Dderwen, Llandysul, SA44 4RW

UPRN:100100146897Semi-Detached House4 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band CEPC: G (17)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Location map - no listing photos available

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£227,000

£205k - £250kMedium

Estimate

£227k

Range

£205k – £250k

Rent Estimate (pcm)

£750

£650 - £800

Monthly

£750

Yield

7.20%

Verdict

Derived from HomePortfolio scores

9 Heol y Dderwen earns an INVESTIGATE rating with HP Score 61/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£750/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £97/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£227,000

Rent Estimate (pcm)£750

Gross Yield7.20%

1y Growth-3.7%

3y Growth+0.6%

5y Growth+2.4%

10y Growth+4.7%

Last Sold Price£127,000 (2014-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA44 4RW

Approval Rate

-12mo

Development

low

PL/10994
Discharge of Condition 13 on PL/09597 (Teifi Sawmills Phase 1 and 2 Report)
Pending
A260327
FOR THE REDEVELOPMENT OF BUILDING TO RESIDENTIAL UNITS AND BUSINESS USE (B1) ALONG WITH ASSOCIATED WORKS
Pending
A260239
Discharge of condition 7 from planning permission A250147 (CSTMP)
Pending

View Planning Timeline