6 Bonville Terrace, Swansea, SA1 4QS

UPRN:10010024041Terrace Property7 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (58)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£345,000

£328k - £363kHigh

Estimate

£345k

Range

£328k – £363k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

7.94%

Verdict

Derived from HomePortfolio scores

6 Bonville Terrace earns an INVESTIGATE rating with HP Score 72/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 12 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +1.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10010024041· as of 14 Nov 2026
Rental economics23/40
gross yield 7.9%; range width penalty ×0.98
- valuation_snapshotsrent estimate 2250/mo (range 2150-2400)· as of 14 Nov 2026· verify before relying on this
Stress margin4/30
stressed cash flow +89/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 12 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 259 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 12 Nov 2026
Risk & liquidity14.6/15
446 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £272,000

£255,000£391,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,150-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: £410/mo
Cash on cash: 4.5%
Score at this price: 42

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10010024041Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 2250/mo (range 2150-2400)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 12 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 12 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2150-2400)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 259 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £272,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.

Valuation & Market

Sale Estimate£345,000

Rent Estimate (pcm)£2,250

Gross Yield7.94%

1y Growth-

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.0%

Last Sold Price£290,000 (2020-06-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA1 4QS

Approval Rate

-12mo

Development

low

2026/1884/FUL
Construction of an external vertical wheelchair lift shaft, including new access steps, landing and associated works.
Pending
2026/1871/ELD
Use property as a HMO (Class C4) for up to six persons sharing (application for a Certificate of Existing Lawful Development)
Pending
2026/1857/LBC
Change of use of the property from offices (Class B1) to a HMO for up to 13 people (Unique Use) and external fenestration alterations, including the insertion of two rear rooflights. (application for Listed Building Consent)
Pending

View Planning Timeline