3 Twyn Square, Usk, NP15 1BH

UPRN:100100273571Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£429,000

£386k - £472kMedium

Estimate

£429k

Range

£386k – £472k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

1.96%

Verdict

Derived from HomePortfolio scores

3 Twyn Square earns an INVESTIGATE rating with HP Score 79/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£2,133/mo
Cash on cash: -7.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.48 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£429,000

Rent Estimate (pcm)£1,550

Gross Yield1.96%

1y Growth-

3y Growth+1.1%

5y Growth+0.9%

10y Growth+4.6%

Last Sold Price£100,000 (2001-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

3NP15 1BH

Approval Rate

50%12mo

Development

low

DM/2026/01301
Formation of parking and turning area serving existing dwellings (no 12, 14 and 20 Porthycarne Street).
Pending
DM/2026/01270
Proposed change of use from residential curtilage to staff car parking. Retrospective application including the retention of Timber Close boarded boundary fence.
Pending
DM/2026/01224
Discharge of condition 2 (details of appearance) relating to planning DM/2024/00027.
Pending

View Planning Timeline