14 Station Road, Pembroke, SA71 4AH

UPRN:100100302193Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (66)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£166,000

£158k - £174kHigh

Estimate

£166k

Range

£158k – £174k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

3.64%

Verdict

Derived from HomePortfolio scores

14 Station Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: -£211/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.90 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£166,000

Rent Estimate (pcm)£500

Gross Yield3.64%

1y Growth-

3y Growth-0.1%

5y Growth+2.1%

10y Growth+1.8%

Last Sold Price£130,950 (2021-09-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA71 4AH

Approval Rate

-12mo

Development

low

26/0470/PA
Erection of garden annex in retrospect
Pending
26/0411/PA
Alterations and extension
Approved
26/0404/PA
Alterations and extensions to dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership90.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,243

Population Density323 /km²

Owner Occupied83%

Age Distribution

0-15 12%16-64 49%65+ 39%

View Area Profile

Schools Nearby

Ysgol Gelli Aur Golden Grove
0.2 mi
-
Monkton Priory CP School
0.9 mi
-
Ysgol Bro Penfro
0.9 mi
-
Ysgol Harri Tudur/Henry Tudor School
1.1 mi
-

View All Schools

Comparables

View All

38 Station Road
-
£160k
-
70 Station Road
-
£152k
-
66 Station Road
-
£165k
-
62 Station Road
-
£160k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN