Penfedy Isaf Farm, Heol Penfidy, Felindre, Swansea, SA5 7NL

UPRN:10010031379Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: G (12)

Penfedy Isaf Farm, Heol Penfidy, Felindre, Swansea, SA5 7NL

HP Score

Not available

Verdict

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

12 of 21 sources

Sale Estimate

£948,000

£901k - £996kHigh

Estimate

£948k

Range

£901k – £996k

Rent Estimate (pcm)

£4,250

£4k - £5k

Monthly

£4,250

Yield

5.37%

Verdict

Derived from HomePortfolio scores

Penfedy Isaf Farm earns an INVESTIGATE rating; it has no HP Score yet. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

No data

Investment Score

No data

Crime Score

No data

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10010031379· as of 13 Oct 2026
Rental economics2.5/40
gross yield 5.4%; range width penalty ×0.85
- valuation_snapshotsrent estimate 4250/mo (range 3900-4650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,014/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 129 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity5.6/15
valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£4,250/mo

Evidenced range £3,900-£4,650

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£264/mo
Cash on cash: -1.0%
Score at this price: 8

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10010031379Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 4250/mo (range 3900-4650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4250/mo (range 3900-4650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 129 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£948,000

Rent Estimate (pcm)£4,250

Gross Yield5.37%

1y Growth-

3y Growth-

5y Growth-

10y Growth-

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceUnknown
RadonUnknown
MiningUnknown
LandslideUnknown
Air QualityUnknown
NoiseUnknown

View Full Risk Report

Planning Activity

Recent Apps

-SA5 7NL

Approval Rate

-12mo

Development

2026/1326/FUL
Extension to roof gables, replacement roof coverings, roof mounted solar panels, external wall insulation, replacement doors and windows, detached plant rooms,and air source heat pumps
Approved
2026/0408/DOC
Construction of 4 detached dwellings and access road (discharge of condition 11 (means of enclosing the boundaries of planning permission 2004/1065 granted 12th March 2009)
Being considered

View Planning Timeline