20 Gerretts Close, Bishopston, Swansea, SA3 3HF

UPRN:100100327113Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band GEPC: D (55)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

20 Gerretts Close, Bishopston, Swansea, SA3 3HF

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£519,000

£467k - £571kMedium

Estimate

£519k

Range

£467k – £571k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.42%

Verdict

Derived from HomePortfolio scores

20 Gerretts Close earns an INVESTIGATE rating with HP Score 84/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: -£392/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£519,000

Rent Estimate (pcm)£1,750

Gross Yield4.42%

1y Growth-

3y Growth+0.3%

5y Growth+2.1%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA3 3HF

Approval Rate

-12mo

Development

low

2026/1705/PRE
(Pre-application) To convert an existing 1960s church hall into a community centre with a church sanctuary for the congregation, formerly based at the old Murton Methodist Church. The main changes include 1) moving from gas central heating to solar power with PV panels mounted on both sloping sides of the main roof. 2) A proposal to redesign the south-facing front elevation to incorporate three enlarged windows to house fused glass panels created by an artist specialising in glass fusion. 3) Install a continuous series of three awnings on the glazed east-facing elevation to provide more sociable external space and associated paving and landscape. 4) Widen the external entry gates by 1 meter towards the east boundary. Incorporate a pedestrian gate. 5) Add a 6-bike sheltered lock-up to the east elevation adjacent to the parking area. 6) Add a lockable buggy enclosure to the west side of the building.
Pending
2026/1706/PRE
(Pre-application) Single storey rear extension, side pitched roof in place of existing flat roof, front and rear dormer roof extensions, front and rear roof lights & fenestration alterations.
Approved
2026/1676/TPO
To lop one Silver Birch tree covered by TPO No: 120
Pending

View Planning Timeline