7 Railway Terrace, Fforestfach, Swansea, SA5 5BJ

UPRN:100100349248Mid Terrace House3 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

7 Railway Terrace, Fforestfach, Swansea, SA5 5BJ

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

18 of 21 sources

Sale Estimate

£165,000

£157k - £173kHigh

Estimate

£165k

Range

£157k – £173k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

12.00%

Verdict

Derived from HomePortfolio scores

7 Railway Terrace earns an AVOID rating with HP Score 78/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

77/ 100

High

Crime Score

34/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £390/mo
Cash on cash: 13.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£165,000

Rent Estimate (pcm)£1,100

Gross Yield12.00%

1y Growth-

3y Growth+4.6%

5y Growth+4.7%

10y Growth+4.8%

Last Sold Price£93,500 (2018-08-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA5 5BJ

Approval Rate

-12mo

Development

low

2026/1717/PLD
Use of property for supported residential living (Class C3(b)) (application for a Certificate of Proposed Lawful Development)
Pending
2026/1701/FUL
Change of use of dwelling (Class C3) to care home (Class C2) and construction of link to existing nursing home
Pending
2026/1610/PRE
PRE APP - Detached rear single-storey garage/carport providing covered parking for up to 6 vehicles ancillary to the dwelling
Approved

View Planning Timeline