131 St Helens Road, Swansea, SA1 3UN

UPRN:100100360179Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£206,000

£196k - £216kHigh

Estimate

£206k

Range

£196k – £216k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

9.18%

Verdict

Derived from HomePortfolio scores

131 St Helens Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

45/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £326/mo
Cash on cash: 7.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£206,000

Rent Estimate (pcm)£1,300

Gross Yield9.18%

1y Growth-

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.0%

Last Sold Price£142,000 (2018-04-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA1 3UN

Approval Rate

-12mo

Development

low

2026/1803/TPO
To fell one English Elm tree, Crown Reduce and lop 3 no. Holm Oak Trees and one Scots Pine tree covered by TPO's 26 and 49
Pending
2026/1780/ELD
Use as a 5 bed HMO (application for a Certificate of Existing Lawful Development)
Pending
2026/1727/ELD
Use of Premises as 2 no. self-contained flats and a 5 Bedroom HMO (application for a Certificate of Existing Lawful Development)
Pending

View Planning Timeline