23 Millwood Gardens, Killay, Swansea, SA2 7BE

UPRN:10010036257Detached House6 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (72)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

23 Millwood Gardens, Killay, Swansea, SA2 7BE

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£481,000

£457k - £505kHigh

Estimate

£481k

Range

£457k – £505k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.74%

Verdict

Derived from HomePortfolio scores

23 Millwood Gardens earns an INVESTIGATE rating with HP Score 86/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

76/ 100

High

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 4 bedrooms but the valuation snapshot describes 6 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£430,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,500-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £141,800
Net cash flow: -£274/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£481,000

Rent Estimate (pcm)£1,700

Gross Yield4.74%

1y Growth-

3y Growth+1.0%

5y Growth+3.1%

10y Growth+3.9%

Last Sold Price£300,000 (2019-03-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

7SA2 7BE

Approval Rate

50%12mo

Development

low

2026/1841/FUL
Proposed rear/side single storey extension to house a C.T. Scanner
Pending
2026/1786/FUL
Retention of landscaping and retaining works
Pending
2026/1682/PRE
(Pre-application) Front porch, single storey rear extension, detached garage and new access and driveway
Pending

View Planning Timeline