14 Graham Street, Swansea, SA1 2NB

UPRN:100100369677Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£119,000

£107k - £131kMedium

Estimate

£119k

Range

£107k – £131k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

7.20%

Verdict

Derived from HomePortfolio scores

14 Graham Street earns an INVESTIGATE rating with HP Score 72/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £97/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£119,000

Rent Estimate (pcm)£750

Gross Yield7.20%

1y Growth+46.2%

3y Growth+1.2%

5y Growth+1.5%

10y Growth+2.0%

Last Sold Price£78,000 (2005-12-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA1 2NB

Approval Rate

-12mo

Development

low

2026/1653/FUL
Two storey part single storey side extension to facilitate the change of use of the former public house (Class A3) and 1st floor flat (Class C3) to 5 flats (Class C3).
Pending
2026/1632/NMA
Conversion of former smelting shed to 12 residential apartments, including insertion of new first floor and part second floor, external alterations, car parking, refuse/cycle storage and link to riverside walkway - Variation condition 2 of planning permission 2017/2646/FUL granted 21st September 2018 (as amended by planning permission 2023/1517/S73 granted 3rd November 2023) to allow for amendment to the approved parking scheme - Non Material Amendment to planning permission 2024/0116/S73 granted 23rd September 2024 to amend the wording of condition 9 to enable works to commence on the building, while site investigation into land contamination can be carried out
Approved
2026/1598/FUL
Proposed attic conversion with a flat roof dormer on the rear elevation
Pending

View Planning Timeline