Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-05T04:00:06.311246+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T06:44:59.017929+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:58:32.195288+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-08-21T09:34:21.097729+00:00)●Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
48
/ 100
Mixed
Verdict
2 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
15 of 21 sources
Sale Estimate
£120,000
£114k - £126kHigh
Estimate
£120k
Range
£114k – £126k
Rent Estimate (pcm)
£600
£550 - £650
Monthly
£600
Yield
6.00%
Verdict
Derived from HomePortfolio scores
11 Ferrara Quay earns an INVESTIGATE rating with HP Score 48/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
Provision of roof extension and pergola to facilitate access to new roof terrace areas - Variation of Condition 01 of Planning Permission 2021/1943/FUL granted 15/12/2021 to allow an extenson of time in which to implement the permission.
Pending
2026/1774/DOC
Repair, refurbishment and retrofitting - Discharge condition 6 (details of front elevation doors) of Listed Building Consent 2025/1485/S99 granted 17th October 2025
Pending
2026/1772/PND
Demolition of the Swansea Boat Men Building (application for Prior notification of Demolition)
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
7
Low confidence0 independent sourcesListing checked 5 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Valuation edge0/15
claims [AVM +0.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 10010042870· as of 13 Oct 2026
Rental economics6.9/40
gross yield 6.0%; range width penalty ×0.87
valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -356/mo, -59% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
listing_factsservice charge / ground rent from the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 127 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity0/15
lease 56 years (under 80): most lenders refuse it - risk scores nothing; 446 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
listing_factslease 56 years remaining (advert)· as of 5 Nov 2026
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£90,000£138,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£120,000
At the asking price
£600/mo
Evidenced range £550-£650
5.4%
75%
Cash required
£37,300
Net cash flow
£10/mo
Cash on cash
0.3%
Score at this price
7
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10010042870Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026