46 Victoria Street, Blaina, Abertillery, NP13 3BQ

UPRN:100100461254Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 1mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

46 Victoria Street, Blaina, Abertillery, NP13 3BQ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£162,000

£130k - £195kLow

Estimate

£162k

Range

£130k – £195k

Rent Estimate (pcm)

£850

£800 - £900

Monthly

£850

Yield

6.18%

Verdict

Derived from HomePortfolio scores

46 Victoria Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

75/ 100

High

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics9.1/40
gross yield 6.2%; range width penalty ×0.96
- valuation_snapshotsrent estimate 850/mo (range 800-900)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -201/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.2/15
196 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£900

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £32/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.53 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 850/mo (range 800-900)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 850/mo (range 800-900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£162,000

Rent Estimate (pcm)£850

Gross Yield6.18%

1y Growth-

3y Growth+6.2%

5y Growth+6.2%

10y Growth+6.2%

Last Sold Price£30,600 (2001-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP13 3BQ

Approval Rate

-12mo

Development

low

P/2026/0129
Proposed Two Storey Rear House Extension
Pending
P/2026/0098
Proposed Change of use of land to the front of the property to residential curtilage, and Erection of an outbuilding to be used in conjunction with an approved child-minding business.
Pending
P/2025/0227
CHANGE OF USE TO GROUND FLOOR PUBLIC HOUSE TO RETAIL USE , EXTERNAL ALTERATIONS AT GROUND FLOOR, CONVERT FIRST FLOOR EXISITNG RESIDENTIAL INTO 2NO. RESIDENTIAL FLATS.
Pending

View Planning Timeline