15 Stewart Street, Cwm, Ebbw Vale, NP23 7TE

UPRN:100100471373TerracedBeds -Built 1900-1929

FreeholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

15 Stewart Street, Cwm, Ebbw Vale, NP23 7TE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£103,000

£82k - £124kLow

Estimate

£103k

Range

£82k – £124k

Rent Estimate (pcm)

£750

£700 - £750

Monthly

£750

Yield

6.67%

Verdict

Derived from HomePortfolio scores

15 Stewart Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£750

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: £64/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£103,000

Rent Estimate (pcm)£750

Gross Yield6.67%

1y Growth+0.9%

3y Growth-0.4%

5y Growth+3.6%

10y Growth+5.2%

Last Sold Price£70,000 (2023-01-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP23 7TE

Approval Rate

-12mo

Development

low

P/2026/0127
Application for variation of condition 6 to extend the life permission to extend time scale of application C/2021/0118 (to change of use to A1 use and associated external alterations (including replacement of shop front.))
Pending
P/2026/0076
Installation of EV charging point and gully channel to pavement
Approved
P/2025/0273
Application for discharge of condition 5 - reptile mitigation strategy of planning permission P/2025/0017 (Proposed residential development and associated works)
Pending

View Planning Timeline