95 Oakfield Terrace, Nantymoel, Bridgend, CF32 7SR

UPRN:100100507889Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

95 Oakfield Terrace, Nantymoel, Bridgend, CF32 7SR

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£125,000

£113k - £138kMedium

Estimate

£125k

Range

£113k – £138k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

10.36%

Verdict

Derived from HomePortfolio scores

95 Oakfield Terrace earns an INVESTIGATE rating with HP Score 81/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £286/mo
Cash on cash: 10.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£125,000

Rent Estimate (pcm)£950

Gross Yield10.36%

1y Growth+20.4%

3y Growth+4.8%

5y Growth+5.3%

10y Growth+3.5%

Last Sold Price£72,500 (2020-01-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF32 7SR

Approval Rate

-12mo

Development

low

P/26/561/FUL
Convert the lower ground floor to studio flat with garden and retain the ground floor and upper floors as a dwelling house.
Pending
P/26/381/FUL
Single storey front & side extensions and bin store
Pending
P/26/373/FUL
Change of use from cafe back to residential
Pending

View Planning Timeline