Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-11-10T04:00:08.634285+00:00)●Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-06-28T07:20:32.689554+00:00)●Ownership· freshOwnership: fresh, refreshed 4d ago (2026-11-10T16:13:59.016008+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 4d ago (2026-11-11T13:01:03.839912+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 5mo agoCouncil Tax: stale, refreshed 5mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
75
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
17 of 21 sources
Sale Estimate
£303,000
£288k - £319kHigh
Estimate
£303k
Range
£288k – £319k
Rent Estimate (pcm)
£1,400
£1k - £2k
Monthly
£1,400
Yield
6.11%
Verdict
Derived from HomePortfolio scores
25 Park Avenue earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
Installation of 2no. new internally-illuminated fascia signs, 2no. non-illuminated fascia signs, an internally-illuminated projecting sign, and an internally illuminated menu board
Pending
P/26/603/LIS
Listed Building Consent for the installation of 2no. new internally-illuminated fascia signs, 2no. non-illuminated fascia signs, an internally-illuminated projecting sign, and an internally illuminated menu board
Pending
P/26/587/DOC
Approval of details for condition 7 (cycle store) of P/26/292/FUL
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
25
Low confidence1 independent sourceListing checked 10 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Valuation edge2.5/15
claims [AVM +9.2% (HIGH), sold-comps +34.5%, £/sqft +34.5%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
valuation_snapshotsestimate for 100100515879· as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 24.6%· as of 7 Nov 2026
Rental economics8.1/40
gross yield 6.1%; range width penalty ×0.91
valuation_snapshotsrent estimate 1400/mo (range 1300-1500)· as of 11 Nov 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -261/mo, -19% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
207 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£206,000£316,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£275,000
At the asking price
£1,400/mo
Evidenced range £1,300-£1,500
5.4%
75%
Cash required
£87,550
Net cash flow
£41/mo
Cash on cash
0.6%
Score at this price
25
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 100100515879Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 24.6%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1500)Rental economics · as of 11 Nov 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1500)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026