5 St Catherines Road, Baglan, Port Talbot, SA12 8AT

UPRN:100100636652Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· freshEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 St Catherines Road, Baglan, Port Talbot, SA12 8AT

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£258,000

£232k - £284kMedium

Estimate

£258k

Range

£232k – £284k

Rent Estimate (pcm)

£1,600

£2k - £2k

Monthly

£1,600

Yield

7.25%

Verdict

Derived from HomePortfolio scores

5 St Catherines Road earns an INVESTIGATE rating with HP Score 85/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£265,000

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,500-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £84,050
Net cash flow: £213/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£1,600

Gross Yield7.25%

1y Growth-

3y Growth+1.9%

5y Growth+3.9%

10y Growth+5.7%

Last Sold Price£94,000 (2011-11-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA12 8AT

Approval Rate

0%12mo

Development

low

P2026/0696
Retrospective application for siting a parcel locker
Pending
P2026/0688
Proposed Lawful Development Certificate for a side boundary fence
Pending
P2026/0632
Change of use of land for the siting of a mobile coffee trailer (Use Class A1)
Pending

View Planning Timeline