3 Chapel Terrace, Port Talbot, SA13 1PS

UPRN:100100641002Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£89,000

£80k - £98kMedium

Estimate

£89k

Range

£80k – £98k

Rent Estimate (pcm)

£700

£650 - £700

Monthly

£700

Yield

8.40%

Verdict

Derived from HomePortfolio scores

3 Chapel Terrace earns an INVESTIGATE rating with HP Score 83/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

71/ 100

High

Crime Score

15/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,995

At the asking price

Monthly rent£700/mo

Evidenced range £650-£700

Interest rate5.4%

Loan to value75%

Cash required: £31,299
Net cash flow: £147/mo
Cash on cash: 5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£89,000

Rent Estimate (pcm)£700

Gross Yield8.40%

1y Growth-

3y Growth+2.5%

5y Growth+4.0%

10y Growth+4.5%

Last Sold Price£68,000 (2022-07-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA13 1PS

Approval Rate

-12mo

Development

low

P2026/0598
Existing Lawful Development Certificate for the use of a property as two self-contained flats
Pending
P2026/0596
Replacement single storey rear extension
Approved
P2026/0591
Change of Use from Florist (A1 Use Class) to Pole Fitness Studio (D2 Use Class).
Pending

View Planning Timeline