88 Mallards Reach, Marshfield, Cardiff, CF3 2PR

UPRN:100100645580Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band FEPC: C (70)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

88 Mallards Reach, Marshfield, Cardiff, CF3 2PR

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£430,000

£409k - £452kHigh

Estimate

£430k

Range

£409k – £452k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

4.25%

Verdict

Derived from HomePortfolio scores

88 Mallards Reach earns an INVESTIGATE rating with HP Score 82/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£480,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £159,300
Net cash flow: -£443/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£430,000

Rent Estimate (pcm)£1,700

Gross Yield4.25%

1y Growth-

3y Growth+0.6%

5y Growth+3.0%

10y Growth+5.3%

Last Sold Price£305,000 (2019-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF3 2PR

Approval Rate

-12mo

Development

low

26/0843
PROPOSED FIRST FLOOR FRONT EXTENSION AND COVERED WALKWAY AND ENCLOSURE TO REAR
Pending
26/0828
LAWFUL DEVELOPMENT CERTIFICATE (EXISTING) FOR USE AS A RESIDENTIAL CARE HOME (USE CLASS C2)
Pending
26/0739
WORKS TO 2NO. OAK TREES (PRUNING) PROTECTED BY TPO 6/86
Pending

View Planning Timeline