20 Blaen-y-Cwm Terrace, Treherbert, Treorchy, CF42 5ND

UPRN:100100720297Mid Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (63)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

20 Blaen-y-Cwm Terrace, Treherbert, Treorchy, CF42 5ND

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£66,000

£63k - £69kHigh

Estimate

£66k

Range

£63k – £69k

Rent Estimate (pcm)

£550

£500 - £550

Monthly

£550

Yield

10.15%

Verdict

Derived from HomePortfolio scores

20 Blaen-y-Cwm Terrace earns an INVESTIGATE rating with HP Score 76/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£65,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £20,800
Net cash flow: £161/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.51 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£66,000

Rent Estimate (pcm)£550

Gross Yield10.15%

1y Growth-29.0%

3y Growth+1.3%

5y Growth+3.3%

10y Growth+5.8%

Last Sold Price£50,000 (2006-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF42 5ND

Approval Rate

-12mo

Development

low

26/0663/TEL
British Telecommunications Plc intends to install fixed line broadband electronic communications apparatus
Approved
26/0649/FUL
Proposed two storey full width extension to form kitchen and bedroom.
Approved
26/0326/FUL
Change of use of first floor residential accommodation (C3) to retail use (A1), to enlarge existing ground floor pharmacy
Decided

View Planning Timeline