5 Cross Street, Penygraig, Tonypandy, CF40 1LD

UPRN:100100737662TerracedBeds -Built before 1900

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPrice Paid· freshEPC· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 Cross Street, Penygraig, Tonypandy, CF40 1LD

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£69,000

£55k - £83kLow

Estimate

£69k

Range

£55k – £83k

Rent Estimate (pcm)

£550

£500 - £600

Monthly

£550

Yield

6.95%

Verdict

Derived from HomePortfolio scores

5 Cross Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£94,995

At the asking price

Monthly rent£550/mo

Evidenced range £500-£600

Interest rate5.4%

Loan to value75%

Cash required: £29,799
Net cash flow: £60/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£69,000

Rent Estimate (pcm)£550

Gross Yield6.95%

1y Growth-

3y Growth+4.9%

5y Growth+5.1%

10y Growth+5.9%

Last Sold Price£46,666 (2022-05-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF40 1LD

Approval Rate

-12mo

Development

low

26/0859/FUL
Change of use of the ground floor of No. 44 from a Solicitors Office (Use Class A2) to a shop (Use Class A1) and the first floor Solicitors Offices above Nos. 43 & 44 to 2 No. self-contained flats. Including replacement shop fronts.
Pending
26/0804/FUL
Installation of a cycle hanger.
Pending
26/0781/FUL
Change of use from a vet (Use Class D1) to a community grocery (Use Class A1)
Pending

View Planning Timeline