33 Fenwick Street, Pontygwaith, Ferndale, CF43 3LW

UPRN:100100744172Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (59)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

33 Fenwick Street, Pontygwaith, Ferndale, CF43 3LW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£115,000

£110k - £121kHigh

Estimate

£115k

Range

£110k – £121k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

Verdict

Derived from HomePortfolio scores

33 Fenwick Street earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£20,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £6,300
Net cash flow: £590/mo
Cash on cash: 112.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 14.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£950

Gross Yield-

1y Growth-34.0%

3y Growth+3.2%

5y Growth+3.8%

10y Growth+6.5%

Last Sold Price£78,000 (2021-04-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF43 3LW

Approval Rate

-12mo

Development

low

26/0651/NMA
Proposed change of exterior extension from 4m to 3m in length, relating to previous planning permission ref. 25/1116/FUL
Approved
26/0150/FUL
Proposed erection of two new dwellings with parking and amenity space
Decided
26/0026/FUL
Proposed first floor extension above existing kitchen and bathroom to provide a bedroom together with an extension to an existing garage at the rear.
Decided

View Planning Timeline