10 Witherdene Road, Stanleytown, Ferndale, CF43 3EP

UPRN:100100745445Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Witherdene Road, Stanleytown, Ferndale, CF43 3EP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£113,000

£102k - £124kMedium

Estimate

£113k

Range

£102k – £124k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

13.41%

Verdict

Derived from HomePortfolio scores

10 Witherdene Road earns an INVESTIGATE rating with HP Score 72/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £371/mo
Cash on cash: 16.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£113,000

Rent Estimate (pcm)£950

Gross Yield13.41%

1y Growth-

3y Growth+3.2%

5y Growth+3.8%

10y Growth+6.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF43 3EP

Approval Rate

-12mo

Development

low

26/0702/FUL
Installation of 10 no. storage containers to be used for domestic storage purposes.
Pending
26/0651/NMA
Proposed change of exterior extension from 4m to 3m in length, relating to previous planning permission ref. 25/1116/FUL
Approved
26/0484/DIS
Discharge of Conditions 3 (Various design and details), 4 (Mechanical/engineering details), 5 (Roof repairs), 6 (Details of lamps, clock, signage and boards) and 7 (Solar panel method statement) of Listed Building Consent 24/1069/LBC
Pending

View Planning Timeline