4 Tan-y-Bryn, Maerdy, Ferndale, CF43 4TP

UPRN:100100749163Semi-Detached House2 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

4 Tan-y-Bryn, Maerdy, Ferndale, CF43 4TP

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£109,000

£103k - £114kHigh

Estimate

£109k

Range

£103k – £114k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

8.57%

Verdict

Derived from HomePortfolio scores

4 Tan-y-Bryn earns an INVESTIGATE rating with HP Score 68/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£105,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £32,800
Net cash flow: £165/mo
Cash on cash: 6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.12 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£109,000

Rent Estimate (pcm)£750

Gross Yield8.57%

1y Growth-

3y Growth+3.2%

5y Growth+3.8%

10y Growth+6.5%

Last Sold Price£72,500 (2025-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF43 4TP

Approval Rate

-12mo

Development

low

26/0914/DIS
Discharge of Conditions 3 (Gigabit Broadband ), 6 (Public Footway and Off-street Parking) and 7 (Ecological Mitigation) of previously approved 25/1253 (Full planning application for proposed residential development comprising 16 dwellings, including diversion of route of public right of way (footpath 15), sustainable drainage, bin storage, vehicle parking, and associated works)
Pending
26/0757/DIS
Discharge of Condition 3 (Construction Method Statement) of planning permission 25/0817/FUL
Approved
26/0752/DIS
Discharge of Condition 5 (Remediation Strategy & Implementation Plan) of planning permission 25/0817/FUL.
Approved

View Planning Timeline