29 Oxford Street, Nantgarw, Cardiff, CF15 7ST

UPRN:100100765468Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (65)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

29 Oxford Street, Nantgarw, Cardiff, CF15 7ST

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£224,000

£202k - £246kMedium

Estimate

£224k

Range

£202k – £246k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

5.52%

Verdict

Derived from HomePortfolio scores

29 Oxford Street earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: -£48/mo
Cash on cash: -0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.36 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£224,000

Rent Estimate (pcm)£1,150

Gross Yield5.52%

1y Growth+3.9%

3y Growth+5.5%

5y Growth+3.8%

10y Growth+4.9%

Last Sold Price£59,950 (2000-05-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF15 7ST

Approval Rate

-12mo

Development

low

26/0921/LDO
Extension to Block E to provide additional brickwork workshop space at ground floor level and electrical workshop space at first floor level.
Pending
26/0829/TPO
Remove INNS from the TPO protected area of Coed Caedyrys and the INNS report provided by Wildlife Trust of South and West Wales.
Pending
26/0821/FUL
Change of use from an office (Use Class B1) to a children's day nursery (Use Class D1).
Pending

View Planning Timeline