26 Railway Terrace, Sebastopol, Pontypool, NP4 5EJ

UPRN:100100804823Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

26 Railway Terrace, Sebastopol, Pontypool, NP4 5EJ

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£171,000

£163k - £180kHigh

Estimate

£171k

Range

£163k – £180k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

8.52%

Verdict

Derived from HomePortfolio scores

26 Railway Terrace earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£155,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,050-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £48,400
Net cash flow: £238/mo
Cash on cash: 5.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.10 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£171,000

Rent Estimate (pcm)£1,100

Gross Yield8.52%

1y Growth-67.1%

3y Growth+5.0%

5y Growth+3.2%

10y Growth+4.0%

Last Sold Price£115,000 (2018-07-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP4 5EJ

Approval Rate

-12mo

Development

low

26/P/0480/HH
Proposed pitched roof to front garage, new canopy, rendering to front elevation and alteration to fenestration
Conditions
26/P/0458/HH
Loft Conversion
Pending
26/P/0455/MOD106
The Specification and Programmes and Review Programme for Phase 1 pursuant to Clauses 3 (e) and (f) of Part 8 (Management Company and Management Plan) Chapter 2 Management Plan. The outline permission ref is 14/P/00362.
Pending

View Planning Timeline