5 West Bank, Llanfrechfa, Cwmbran, NP44 8UT

UPRN:100100809244Mid Terrace House3 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

5 West Bank, Llanfrechfa, Cwmbran, NP44 8UT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£228,000

£217k - £239kHigh

Estimate

£228k

Range

£217k – £239k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

7.89%

Verdict

Derived from HomePortfolio scores

5 West Bank earns an INVESTIGATE rating with HP Score 79/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £224/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£1,250

Gross Yield7.89%

1y Growth+8.4%

3y Growth-0.2%

5y Growth+0.9%

10y Growth+4.8%

Last Sold Price£42,000 (1998-06-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0NP44 8UT

Approval Rate

-12mo

Development

low

26/P/0496/CND
Discharge condition 3 (car parking) relating to 25/P/0229/FUL for retention of change of use to incorporate restaurant and bar
Pending
26/P/0442/CND
DOC 4 - Specific Biodiversity Enhancement Measures of planning application 25/P/0486/FUL - Construction of temporary car parking for 150 spaces using a specialist porous ground support matting with link to existing overflow car park. A low level timber knee rail is also proposed to establish a boundary and prevent cars parking outside of the designated area. The parking is require to facilitate works elsewhere on the site relating to the health boards decarbonisation programme.
Approved
26/P/0399/HH
Proposed single storey rear extension
Conditions

View Planning Timeline