4 Penlan Rise, Llandough, Penarth, CF64 2LS

UPRN:100100832871Flat/Maisonette2 bedsBuilt 1950-1966

Tenure: -Council Tax: Band CEPC: C (77)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

4 Penlan Rise, Llandough, Penarth, CF64 2LS

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£177,000

£160k - £195kMedium

Estimate

£177k

Range

£160k – £195k

Rent Estimate (pcm)

£850

£750 - £900

Monthly

£850

Yield

6.00%

Verdict

Derived from HomePortfolio scores

4 Penlan Rise earns an INVESTIGATE rating with HP Score 69/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£850/mo

Evidenced range £750-£900

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £15/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£177,000

Rent Estimate (pcm)£850

Gross Yield6.00%

1y Growth-

3y Growth+0.6%

5y Growth+2.0%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF64 2LS

Approval Rate

-12mo

Development

low

25/01573/FUL
Retention of Change of Use of building from Offices (Use Class B1) and to allow Flexible Use of the premises for purposes of providing services to visiting members of the public (Use Class A1 (excluding principal sale of retail goods), Commercial Kitchen (Use Class A3), Business (Use Class B1), Nursery (Use Class D1), Gymnasiums (Use Class D2), Mortuary/Funeral Service (Unique Use), Dog care service (Unique Use), Wellness (Unique Use) and to provide Beauty Treatments and Aesthetics (Unique Use) and the retention of shipping container in car park for providing services to visiting members of the public (Use Class A1 (excluding principal sale of retail goods)).
Pending
24/02873/FUL
Retention of Change of use from Offices (Use Class B1) and to allow Flexible Use of the premises for purposes of a Providing Services to Visiting Members of the Public (Use Class A1) excluding principal retail sale of goods, Financial and Professional Services (Use Class A2), Business (Use Class B1), Medical Services and Training (Use Class D1), a Gymnasium and Pilates Studio (Use Class D2), Tattoo Studios (Unique Use) and to provide Beauty Treatments (Unique Use).
Approved
2024/01149/OUT
Erection of a detached three bedroom residential dwelling, detached garage and container office, with means of access only to be considered at this stage
Pending

View Planning Timeline