48 Strathnairn Street, Cardiff, CF24 3JN

UPRN:100100897192Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

48 Strathnairn Street, Cardiff, CF24 3JN

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£320,000

£304k - £336kHigh

Estimate

£320k

Range

£304k – £336k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

6.30%

Verdict

Derived from HomePortfolio scores

48 Strathnairn Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -25.0% (HIGH), sold-comps -36.5%, £/sqft -36.7%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100100897192· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.3%· as of 4 Nov 2026
Rental economics10/40
gross yield 6.3%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2100/mo (range 1950-2200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -274/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 96 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
447 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £104/mo
Cash on cash: 0.9%
Score at this price: 23

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100100897192Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.3%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 2100/mo (range 1950-2200)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1950-2200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 96 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£320,000

Rent Estimate (pcm)£2,100

Gross Yield6.30%

1y Growth-

3y Growth+2.5%

5y Growth+3.4%

10y Growth+3.9%

Last Sold Price£177,500 (2011-10-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF24 3JN

Approval Rate

-12mo

Development

low

26/02299/FUL
Proposed two-storey side extension, single-storey rear extension & conversion of the property into flats
Pending
26/02295/DOC
Discharge of Conditions 7 (Sample Areas) and 9 (Samples of Bronze Shingle Panels) of 25/01622/LBC.
Pending
26/02271/VAR
Proposed Rear Extension (Approved 12/09/2023 - 23/00804/HSE) Variation of Condition 2 (approved plans) of 23/00804/HSE - To reduce the scope of works to only include the rear single storey lean to element with the approved side return extension to be omitted along with proposed first floor annex works
Pending

View Planning Timeline