Flat A, 42 Clydach Road, Tonypandy, CF40 2BD

UPRN:100100908581Flat/Maisonette1 bedsBuilt before 1900

Tenure: -Council Tax: -EPC: F (37)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat A, 42 Clydach Road, Tonypandy, CF40 2BD

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£34,000

£27k - £41kLow

Estimate

£34k

Range

£27k – £41k

Rent Estimate (pcm)

£150

£150 - £200

Monthly

£150

Yield

2.40%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 79/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

71/ 100

High

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.1% on contractual rent (listing-disclosed tenancy); contractual 350/mo far above the 150/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 350/mo (tenanted)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -303/mo, -155% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Risk & liquidity9/15
208 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£74,950

At the asking price

Monthly rent£150/mo

Evidenced range £150-£200

Interest rate5.4%

Loan to value75%

Cash required: £23,786
Net cash flow: -£149/mo
Cash on cash: -7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.59 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

listing_factscontractual rent 350/mo (tenanted)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
contractual rent 350/mo (tenanted)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£34,000

Rent Estimate (pcm)£150

Gross Yield2.40%

1y Growth-43.3%

3y Growth+4.9%

5y Growth+5.1%

10y Growth+5.9%

Last Sold Price£59,950 (2025-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF40 2BD

Approval Rate

-12mo

Development

low

26/0939/DIS
Discharge of Condition 4 (details and design calculations of highway retaining wall) of planning permission 25/0005/RVOC.
Pending
26/0940/DIS
Discharge of Condition 9 (Foul and Surface Water Drainage) of planning permission 25/0005/RVOC
Pending
26/0919/FUL
Proposed detached rear garage.
Pending

View Planning Timeline