Richmond Hall, Chester Street, St. Asaph, LL17 0RE

UPRN:100100945940Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band IEPC: C (70)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Richmond Hall, Chester Street, St. Asaph, LL17 0RE

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£1,241,000

£993k - £1.49MLow

Estimate

£1.24M

Range

£993k – £1.49M

Rent Estimate (pcm)

£3,900

£3k - £4k

Monthly

£3,900

Yield

3.92%

Verdict

Derived from HomePortfolio scores

Richmond Hall earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.9%; range width penalty ×0.69
- valuation_snapshotsrent estimate 3900/mo (range 3400-4400)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,305/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Risk & liquidity9.2/15
67 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,195,000

At the asking price

Monthly rent£3,900/mo

Evidenced range £3,400-£4,400

Interest rate5.4%

Loan to value75%

Cash required: £423,050
Net cash flow: -£1,333/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3900/mo (range 3400-4400)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3900/mo (range 3400-4400)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,241,000

Rent Estimate (pcm)£3,900

Gross Yield3.92%

1y Growth-

3y Growth-0.1%

5y Growth+2.3%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LL17 0RE

Approval Rate

-12mo

Development

low

46/2026/0186/PF
Newid defnydd o salon trin gwallt i salon trin cwn / Change of use of from a hairdressing salon to a dog grooming salon
Pending
46/2026/0160/HH
Codi estyniad unllawr i gefn yr annedd ac estyniad i'r garej / Erection of a single storey extension to rear of dwelling and extension to garage
Pending
46/2026/0149/NMA
Diwygiadau i driniaethau ffin, wal frics flaen, safleoedd plotiau, cynlluniau parcio a phalmentydd, storfa biniau fflat a deunyddiau allanol a gyflwynwyd mewn perthynas a chais rhif 46/2025/0047 (diwygiad anfaterol) / Amendments to boundary treatments, front brick wall, plot positions, parking and paving layouts, apartment bin store and external materials submitted in relation to application code no. 46/2025/0047 (non-material amendment)
Approved

View Planning Timeline