Ucheldraeth, 9 Gwylan Uchaf, Y Felinheli, LL56 4YJ

UPRN:100100960164Detached House5 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Ucheldraeth, 9 Gwylan Uchaf, Y Felinheli, LL56 4YJ

HP Score

/ 100

Strong

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£691,000

£553k - £830kLow

Estimate

£691k

Range

£553k – £830k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

2.75%

Verdict

Derived from HomePortfolio scores

Ucheldraeth earns an INVESTIGATE rating with HP Score 79/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -50.4%, £/sqft -50.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 11.2%· as of 31 Oct 2026
Rental economics0/40
gross yield 2.8%; range width penalty ×0.69
- valuation_snapshotsrent estimate 1950/mo (range 1700-2200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,283/mo, -117% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity9.2/15
30 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£637,500£977,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,700-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£1,519/mo
Cash on cash: -6.3%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.68 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 11.2%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1950/mo (range 1700-2200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1700-2200)
Seller motivation could not be scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£691,000

Rent Estimate (pcm)£1,950

Gross Yield2.75%

1y Growth-

3y Growth+0.8%

5y Growth+4.3%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL56 4YJ

Approval Rate

-12mo

Development

low

C26/0332/20/DT
Addasiadau i amgáu y balconi presennol ar brif wyneb blaen yr eiddo Alterations to enclose the existing balcony on the principal front elevation of the property
Pending
C26/0265/20/AC
Diwygio amod 2 (cynlluniau) a diddymu amod 3 (llechi) o hawl cynllunio C21/0445/20/LL. Amend condition 2 (plans) and remove condition 3 (slates) of planning permission C21/0445/20/LL.
Pending
C26/0195/20/LL
Codi deildy arfaethedig i greu ardal eistedd dan do dros yr ardal eistedd / adloniant bresennol Proposed erection of pergola to create covered sitting area over existing seating / entertainment area
Pending

View Planning Timeline