23 St George Road, Bulwark, Chepstow, NP16 5LA

UPRN:100100968603Semi-Detached Bungalow4 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 3mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

23 St George Road, Bulwark, Chepstow, NP16 5LA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£228,000

£216k - £239kHigh

Estimate

£228k

Range

£216k – £239k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

5.02%

Verdict

Derived from HomePortfolio scores

23 St George Road earns an INVESTIGATE rating with HP Score 81/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 2 bedrooms but the valuation snapshot describes 4 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£214,950

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £67,585
Net cash flow: -£102/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£228,000

Rent Estimate (pcm)£900

Gross Yield5.02%

1y Growth-

3y Growth+0.1%

5y Growth+2.0%

10y Growth+4.0%

Last Sold Price£21,666 (2000-11-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1NP16 5LA

Approval Rate

0%12mo

Development

low

DM/2026/01260
The installation of 1 illuminated surround sign and 1 illuminated logo panel (retrospective).
Pending
DM/2026/01259
The installation of an ATM and associated signage (retrospective).
Pending
DM/2026/01220
Installation of a commemorative Twinning Plaque to mark 50 years of Chepstow's twinning with Cormeilles, Normandy, France. The plaque will be installed on the outside wall of the Gatehouse, facing into Cormeilles Square, below the existing plaques 'Place de Cormeilles' and the 40th anniversary plaque
Pending

View Planning Timeline