Rydal Mount, Station Road, St Clears, Carmarthen, SA33 4DQ

UPRN:100101009281Detached House4 bedsBuilt 1900-1929

Tenure: -Council Tax: -EPC: F (32)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rydal Mount, Station Road, St Clears, Carmarthen, SA33 4DQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£651,000

£586k - £716kMedium

Estimate

£651k

Range

£586k – £716k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

27.82%

Verdict

Derived from HomePortfolio scores

Rydal Mount earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,300-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £1,394/mo
Cash on cash: 48.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 6.87 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£651,000

Rent Estimate (pcm)£2,550

Gross Yield27.82%

1y Growth-29.9%

3y Growth-3.9%

5y Growth-0.5%

10y Growth+4.3%

Last Sold Price£345,000 (2013-10-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1SA33 4DQ

Approval Rate

-12mo

Development

low

PL/10816
Discharge of Condition 3 on PL/09972 (Ground Investigation Report)
Pending
PL/09972
Erection of a B8 storage building in association with builders merchants
Approved
PL/09844
Extension to existing care home comprising the change of use and extension of the adjacent bungalow to care home (C2 use) and all associated works
Approved

View Planning Timeline