Fern Bank, Devonshire Drive, Tenby, SA70 8RD

UPRN:100101022050Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Fern Bank, Devonshire Drive, Tenby, SA70 8RD

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£506,000

£405k - £607kLow

Estimate

£506k

Range

£405k – £607k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

24.02%

Verdict

Derived from HomePortfolio scores

Fern Bank earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live adverts with different prices, types or bedrooms on one UPRN (£59,950-£70,950) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£69,950

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,200-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £22,286
Net cash flow: £733/mo
Cash on cash: 39.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£506,000

Rent Estimate (pcm)£1,400

Gross Yield24.02%

1y Growth-

3y Growth-6.4%

5y Growth-0.2%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA70 8RD

Approval Rate

-12mo

Development

low

25/0605/DC
Discharge of Conditions 3 (surface water) and 4 (tree protection measures) for planning permission 25/0109/PA (First floor extension, alterations & balcony).
Conditions
25/0178/PA
Variation of condition 2 (Approved Plans) of planning permission 21/0014/PA (Phase 3: Erection of a further 20 holiday lodges; managers/security dwelling with linked meet and greet office building; creation of amenity lake, landscaping and biodiversity enhancements)
Approved
25/0109/PA
First floor extension, alterations & balcony.
Approved

View Planning Timeline