5 Back Sowerby Croft, Sowerby Bridge, HX6 3QA

UPRN:10010158045Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Back Sowerby Croft, Sowerby Bridge, HX6 3QA

HP Score

/ 100

Mixed

Verdict

6 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£150,000

£142k - £157kHigh

Estimate

£150k

Range

£142k – £157k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

7.71%

Verdict

Derived from HomePortfolio scores

5 Back Sowerby Croft earns an INVESTIGATE rating with HP Score 59/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

65/ 100

Elevated

Walkability

54/ 100

Moderate

Transit & Bike

Transit 27Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £151/mo
Cash on cash: 4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£150,000

Rent Estimate (pcm)£900

Gross Yield7.71%

1y Growth-

3y Growth+1.0%

5y Growth+1.2%

10y Growth+3.0%

Last Sold Price£35,000 (2000-09-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX6 3QA

Approval Rate

-12mo

Development

low

26/90027/ELC
Replace exisiting wire conductors for aerial bunched conductor
Pending
26/20109/TPO
Prune/ crown 3 groups of trees and fell 2 trees to prevent overgrowth onto path (tree preservation order)
Pending
26/00685/LBC
Replacement of like-for-like timber windows, installation of timber partition wall and timber doors (retrospective) (Listed Building Consent)
Pending

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2000-09-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

28 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density2,420 /km²

Owner Occupied31%

Age Distribution

0-15 13%16-64 71%65+ 16%

View Area Profile

Schools Nearby

New Road Primary School
0.3 mi
Good
Sacred Heart Catholic Voluntary Academy
0.4 mi
Good
Norland CE School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ryburn Valley High School
0.7 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Back Sowerby Croft Road
-
£140k
-
8 Back Sowerby Croft Road
-
£185k
-
3 Back Sowerby Croft Road
-
£105k
-
3 Back Sowerby Croft Road
-
£90k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN