Apartment 2, The Chapel, 22 Upper Field House Lane, Triangle, Sowerby Bridge, HX6 1PL

UPRN:10010168590Flat/Maisonette1 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (66)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 2, The Chapel, 22 Upper Field House Lane, Triangle, Sowerby Bridge, HX6 1PL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£173,000

£164k - £181kHigh

Estimate

£173k

Range

£164k – £181k

Rent Estimate (pcm)

£700

£650 - £800

Monthly

£700

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Apartment 2 earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (43/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

43/ 100

Mixed

Transit & Bike

Transit 21Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£800

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£106/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£173,000

Rent Estimate (pcm)£700

Gross Yield4.80%

1y Growth-

3y Growth+1.0%

5y Growth+1.2%

10y Growth+3.0%

Last Sold Price£125,000 (2016-03-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX6 1PL

Approval Rate

-12mo

Development

low

26/20115/TPO
Fell 1 dying tree (Tree preservation order)
Approved
26/00695/LBC
Application to regularise works already carried out,replacement of dormer window, with velux roof light. (Listed Building Consent)
Approved
26/00674/HSE
Internal reconfiguration and rear single storey pitched roof extension with associated external works and new separate driveway.
Pending

View Planning Timeline