Torrington, 446 Burnley Road, Halifax, HX2 7LW

UPRN:10010171191Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Torrington, 446 Burnley Road, Halifax, HX2 7LW

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£727,000

£654k - £799kMedium

Estimate

£727k

Range

£654k – £799k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

6.46%

Verdict

Derived from HomePortfolio scores

Torrington earns an INVESTIGATE rating with HP Score 73/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

52/ 100

Moderate

Transit & Bike

Transit 89Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,200-£3,750

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £229/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£727,000

Rent Estimate (pcm)£3,500

Gross Yield6.46%

1y Growth-

3y Growth+5.6%

5y Growth+5.6%

10y Growth+3.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1HX2 7LW

Approval Rate

-12mo

Development

low

26/00664/HSE
Two storey side and rear extension
Pending
26/42017/42DAYS
Prior approval application for proposed single storey rear extension, extending out by 6 metres, maximum height 3.9 metres and 2.9 metres to the eaves.
Pending
26/42016/42DAYS
Prior approval application for proposed single storey rear extension, extending out by 3.5 metres, maximum height 3.8 metres, 2.5 metres to eaves.
Pending

View Planning Timeline