Apartment 2, Garden Mill, Garden Street North, Halifax, HX3 6BP

UPRN:10010171611Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Apartment 2, Garden Mill, Garden Street North, Halifax, HX3 6BP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£92,000

£88k - £97kHigh

Estimate

£92k

Range

£88k – £97k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

5.40%

Verdict

Derived from HomePortfolio scores

Apartment 2 earns an INVESTIGATE rating with HP Score 79/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

75/ 100

High

Crime Score

34/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 89Bike 46

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: -£26/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£92,000

Rent Estimate (pcm)£450

Gross Yield5.40%

1y Growth+6.5%

3y Growth+4.2%

5y Growth+2.9%

10y Growth+3.5%

Last Sold Price£93,000 (2025-04-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX3 6BP

Approval Rate

-12mo

Development

low

26/00895/LBC
Removal of two existing internal glazed windows and infilling of the openings with recessed acoustic insulated stud wall partitions to improve acoustic and visual privacy (Listed Building Consent)
Pending
26/00635/LBC
Alterations to Green Room Bar and Kitchen including replacement of fittings and finishes. Replacement flooring to kitchen and ventilation duct (Listed Building Consent)
Pending
26/22050/TCA
Prune 1 tree to reduce encroachment (tree conservation area)
Approved

View Planning Timeline

Ownership

Corporate Ownership75.2%
Overseas OwnershipNo
Lease Term Remaining101 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2025-04-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density-

Owner Occupied72%

Age Distribution

0-15 15%16-64 62%65+ 23%

View Area Profile

Schools Nearby

St Joseph's Catholic Primary Academy
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Trinity Sixth Form Academy
0.3 mi
-
Beech Hill School
0.5 mi
Inspected as Beech Hill Junior and Infant School (URN 107488) on 26 Jan 2011
Trinity Academy Akroydon
0.7 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Garden Mill Garden Street North
-
£63k
-
Garden Mill Garden Street North
-
£80k
-
Garden Mill Garden Street North
-
£93k
-
Garden Mill Garden Street North
-
£84k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN