50 Mainridge Road, Chislehurst, BR7 6DW

UPRN:10010197229Semi-Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£722,000

£686k - £758kHigh

Estimate

£722k

Range

£686k – £758k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

5.01%

Verdict

Derived from HomePortfolio scores

50 Mainridge Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (60/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

60/ 100

Moderate

Transit & Bike

Transit 33Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£338/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£722,000

Rent Estimate (pcm)£2,900

Gross Yield5.01%

1y Growth-7.9%

3y Growth+2.0%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price£520,000 (2018-03-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BR7 6DW

Approval Rate

100%12mo

Development

low

26/04124/HPA
Demolition of existing conservatory and construction of single storey rear extension with rear steps.
Pending
26/2998/F
Installation of Electric Vehicle Charging Infrastructure comprising one charging terminal on the carriageway along with one 'No Stopping and EV Charging point' sign post on the footpath.
Pending
26/2911/HD
Demolition of the existing single-storey side extension and construction of a replacement with piled foundations and associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-03-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,984

Population Density5,932 /km²

Owner Occupied87%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Montbelle Primary School
0.1 mi
Good
Red Hill Primary School
0.3 mi
Inspected as Red Hill Primary School (URN 101604) on 28 Apr 2016
Edgebury Primary School
0.4 mi
Good
Orion Ravensworth
0.5 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Mainridge Road
-
£555k
-
30 Mainridge Road
-
£410k
-
12 Mainridge Road
-
£743k
-
44 Mainridge Road
-
£655k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN