Flat 205, Marsden House, 11 Pegler Square, London, SE3 9FW

UPRN:10010247769Flat/Maisonette2 bedsBuilt -

LeaseholdCouncil Tax: Band DEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 205, Marsden House, 11 Pegler Square, London, SE3 9FW

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£464,000

£441k - £487kHigh

Estimate

£464k

Range

£441k – £487k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

3.84%

Verdict

Derived from HomePortfolio scores

Flat 205 earns an INVESTIGATE rating with HP Score 64/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

70/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 53Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -51.5% (HIGH), sold-comps -65.0%, £/sqft -65.0%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10010247769· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 8.3%· as of 21 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.89
- valuation_snapshotsrent estimate 2250/mo (range 2100-2450)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,442/mo, -64% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 146 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity14.7/15
343 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£527,000£808,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£703,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,100-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £237,350
Net cash flow: -£815/mo
Cash on cash: -4.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10010247769Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 8.3%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 2250/mo (range 2100-2450)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2100-2450)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£464,000

Rent Estimate (pcm)£2,250

Gross Yield3.84%

1y Growth+12.9%

3y Growth+3.4%

5y Growth+0.8%

10y Growth+0.3%

Last Sold Price£425,000 (2024-10-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SE3 9FW

Approval Rate

-12mo

Development

low

26/3118/EIA
Environmental Impact Assessment Screening Opinion under Regulation 6 of The Town and Country Planning (Environmental Impact Assessment) Regulations 2017 (the 'EIA Regulations') for the erection of 258 new homes within 11 new buildings ranging in height from 3 to 6 storeys and a row of detached houses along each of the northern and western boundaries, flexible community hub space at ground floor level; creation of new vehicular and pedestrian access ways at ground level alongside private and communal amenity space, children's playspace and public spaces at ground level; provision of 94 residential car parking spaces and 302 cycle spaces across ground and the undercroft car park.
Pending
26/2958/SD
Submission of details pursuant to Condition 32, Part C (Noise from fixed plant, equipment and building services) of planning permission 22/4235/MA dated 25/10/2023.
Pending
26/2959/SD
Submission of details pursuant to Condition 34, Part B (Secured by Design) of planning permission 22/4235/MA dated 25/10/2023.
Pending

View Planning Timeline

Ownership

Corporate Ownership51.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-10-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,984

Population Density-

Owner Occupied30%

Age Distribution

0-15 13%16-64 85%65+ 2%

View Area Profile

Schools Nearby

Wingfield Primary School
0.1 mi
Outstanding
Thomas Tallis School
0.2 mi
Good
Brooklands Primary School
0.3 mi
Good
Abbey Manor College
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Marsden House, 11 Pegler Square
-
£325k
-
Marsden House, 11 Pegler Square
-
£535k
-
Marsden House, 11 Pegler Square
-
£500k
-
Marsden House, 11 Pegler Square
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN