Flat 6, Snitterton Court, 31 Snitterton Road, Matlock, DE4 3LZ

UPRN:10010338192Detached House5 bedsBuilt 2007 onwards

Tenure: -Council Tax: -EPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 6, Snitterton Court, 31 Snitterton Road, Matlock, DE4 3LZ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£98,000

£79k - £118kLow

Estimate

£98k

Range

£79k – £118k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

2.21%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 74/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

38/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 49Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: -£399/mo
Cash on cash: -8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.55 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£350

Gross Yield2.21%

1y Growth-

3y Growth-1.0%

5y Growth+0.3%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE4 3LZ

Approval Rate

-12mo

Development

low

24/01137/AMD
Non-material amendment - revision of windows and cladding
Pending
T/26/00163/TCA
Reduce to approximately 3m a row of hedging conifers approx 10m high to the rear of the property and reducee the odd deciduous tree within the conifers to a similar height to 3m
Pending
T/26/00158/TCA
Dismantle to as near to ground level as practical 2no. Silver Birch trees (T2) and (T3) and crown lift 1no. Horse Chesnut tree (T1) to achieve approximately 5.5 metres clearance above highway
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density-

Owner Occupied78%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

All Saints CofE Infant School
0.4 mi
-
All Saints CofE Junior School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Castle View Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Giles Church of England Primary and Nursery School
0.7 mi
Good

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Snitterton Road
-
£265k
-
5 Snitterton Road
-
£335k
-
45 Snitterton Road
-
£523k
-
45 Snitterton Road
-
£411k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN