4 Pennyroyal House, 46 Celsus Grove, Swindon, SN1 4GT

UPRN:10010433795Flat/Maisonette2 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

4 Pennyroyal House, 46 Celsus Grove, Swindon, SN1 4GT

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£159,000

£151k - £167kHigh

Estimate

£159k

Range

£151k – £167k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

7.29%

Verdict

Derived from HomePortfolio scores

4 Pennyroyal House earns an INVESTIGATE rating with HP Score 70/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

35/ 100

Mixed

Transit & Bike

Transit 19Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: £116/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£159,000

Rent Estimate (pcm)£850

Gross Yield7.29%

1y Growth-58.3%

3y Growth-0.6%

5y Growth+1.7%

10y Growth+3.3%

Last Sold Price£146,000 (2016-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SN1 4GT

Approval Rate

-12mo

Development

low

S/HOU/26/1343
Small, flat roof side extension. To be used as home office
Pending
S/AMEND/26/1322
Non Material Amendment from previous application S/26/0723 regarding the description of condition 3 - to remove class E(c) (i) and E(c)(ii) from the approved uses.
Pending
S/HOU/26/1311
Erection of a single storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.9%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2016-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,135

Population Density2,385 /km²

Owner Occupied88%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

The Commonweal School
0.2 mi
GoodImproving
Lift East Wichel
0.5 mi
Inspected as East Wichel Primary School & Nursery (URN 136068) on 6 Dec 2022
Lethbridge Primary School
0.6 mi
Good
Robert Le Kyng Primary School
0.6 mi
Inspected as Robert Le Kyng Primary School (URN 126281) on 21 Feb 2017

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Pennyroyal House, 46 Celsus Grove
-
£135k
-
68 Celsus Grove
-
£315k
-
22 Celsus Grove
-
£353k
-
58A Celsus Grove
-
£310k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN