2 Rowan Cottages, Caen Wood Road, Ashtead, KT21 2JA

UPRN:10010537207Terrace Property3 bedsBuilt 2021

FreeholdCouncil Tax: Band FEPC: B (88)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Rowan Cottages, Caen Wood Road, Ashtead, KT21 2JA

HP Score

/ 100

Strong

Verdict

8 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£690,000

£655k - £724kHigh

Estimate

£690k

Range

£655k – £724k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

4.36%

Verdict

Derived from HomePortfolio scores

2 Rowan Cottages earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

11/ 100

Low

Walkability

44/ 100

Mixed

Transit & Bike

Transit 7Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +4.3% (HIGH), sold-comps +5.4%, £/sqft +5.5%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10010537207· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 24.5%· as of 7 Nov 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.78
- valuation_snapshotsrent estimate 2400/mo (range 2150-2650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,150/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
120 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£495,000£759,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£660,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,150-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £222,300
Net cash flow: -£566/mo
Cash on cash: -3.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10010537207Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 24.5%Valuation edge · as of 7 Nov 2026
valuation_snapshotsrent estimate 2400/mo (range 2150-2650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2150-2650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 34 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£690,000

Rent Estimate (pcm)£2,400

Gross Yield4.36%

1y Growth-

3y Growth+4.3%

5y Growth+3.1%

10y Growth+2.9%

Last Sold Price£605,000 (2021-10-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0KT21 2JA

Approval Rate

-12mo

Development

low

MO/2026/01557
Demolition of the detached garage, single storey rear element, front dormer and chimney and erection of a single storey rear extension with rear dormer, extension to roof to create rooms in roof space with 2 No. roof lights to front and side and 1 No. roof light to the other side and new plinths and columns to existing verandah.
Pending
MO/2026/01525
Certificate of Lawfulness for a proposed development in respect of the change of the roof from hip-to-gable, erection of 1 No. rear dormer and insertion of 3 No. roof lights to front elevation.
Pending
MO/2026/01530
Demolition of existing conservatory and erection of single-storey rear extension including the addition of a door and window in the side elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership63.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-10-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,341

Population Density1,876 /km²

Owner Occupied74%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Barnett Wood Infant School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Peter's Catholic Primary School
0.6 mi
Inspected as St Peter's Catholic Primary School (URN 125211) on 4 Jun 2024
West Hill School
0.6 mi
OutstandingConcerns
St Andrew's Catholic School
0.6 mi
Inspected as St Andrew's Catholic School (URN 125275) on 22 May 2024

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1A Caen Wood Road
-
£410k
-
Rowan Cottages Caen Wood Road
-
£700k
-
11 Caen Wood Road
-
£448k
-
3A Caen Wood Road
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN