Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-10-31T04:00:06.860827+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T06:56:53.971118+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:34:41.919740+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· freshSchools: fresh, refreshed yesterday (2026-11-05T17:42:09.721250+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-17T11:08:06.066054+00:00)
HP Score
55
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£93,000
£89k - £98kHigh
Estimate
£93k
Range
£89k – £98k
Rent Estimate (pcm)
£600
£550 - £650
Monthly
£600
Yield
8.09%
Verdict
Derived from HomePortfolio scores
53 Caxton Court earns an INVESTIGATE rating with HP Score 55/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Non Material Amendment to P/2026/00785 for the installation of combined defibrillator and bleed kit cabinet to the front elevation to alter the design of the combined defibrillator and bleed kit cabinet
Pending
P/2026/01094
Discharge of condition number 3 of planning permission P/2025/00487 relating to Listed Building Application for repair works to roof valley and parapet gutters.
Pending
P/2026/01026
Prior approval for the change of use / conversion of first and second floors to four self-contained one-bedroom flats, with existing retail use retained at ground floor.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
36
Low confidence1 independent sourceLead to verifyListing checked 31 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +4.3% (HIGH), sold-comps -7.2%, £/sqft -6.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 10010539768· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 20.5%· as of 18 Oct 2026
Rental economics21.4/40
gross yield 8.1%; range width penalty ×0.87
valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 9 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 31 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -64/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 3 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity14.7/15
337 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£67,000£102,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£89,000
At the asking price
£600/mo
Evidenced range £550-£650
5.4%
75%
Cash required
£28,000
Net cash flow
£115/mo
Cash on cash
4.9%
Score at this price
36
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 10010539768Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 20.5%Valuation edge · as of 18 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 31 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
· verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026