40 Post Office Road, Bradford, BD2 2HT

UPRN:10010567235End Terrace House2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£149,000

£141k - £156kHigh

Estimate

£149k

Range

£141k – £156k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

7.60%

Verdict

Derived from HomePortfolio scores

40 Post Office Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

71/ 100

High

Crime Score

25/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 64Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

a house recorded with 0 bedrooms and not advertised as a studio - the advert and the valuation at this UPRN do not describe the same dwelling, so it is not scored as a deal

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £151/mo
Cash on cash: 3.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.88 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£149,000

Rent Estimate (pcm)£950

Gross Yield7.60%

1y Growth-

3y Growth+1.4%

5y Growth+3.6%

10y Growth+4.1%

Last Sold Price£127,000 (2025-09-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BD2 2HT

Approval Rate

-12mo

Development

low

26/03094/PNH
Construction of single storey rear extension of the following dimensions: Depth of proposed extension from rear wall of original dwellinghouse: 5.50 m Maximum height of proposed extension: 4 m Height to eaves of proposed extension: 3 m
Pending
26/02791/FUL
Construction of 2 x pairs of semi-detached dwellings (4 units in total) with parking, hard/soft landscaping and associated works
Pending
26/03146/HOU
Two storey side and rear extensions and a partial rear garden raise
Pending

View Planning Timeline

Ownership

Corporate Ownership81.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-09-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density6,738 /km²

Owner Occupied65%

Age Distribution

0-15 20%16-64 63%65+ 17%

View Area Profile

Schools Nearby

Cavendish Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Our Lady and St Brendan's Catholic Primary School, A Voluntary Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Blakehill Primary School
0.5 mi
Good
Holybrook Primary School
0.6 mi
Outstanding

6 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

36 Post Office Road
-
£150k
-
26 Post Office Road
-
£162k
-
36 Post Office Road
-
£130k
-
28 Post Office Road
-
£80k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN