4 Chapel Croft, Linley Walk, Laycock, Keighley, BD22 0SB

UPRN:10010575121Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

4 Chapel Croft, Linley Walk, Laycock, Keighley, BD22 0SB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£317,000

£301k - £333kHigh

Estimate

£317k

Range

£301k – £333k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

3.58%

Verdict

Derived from HomePortfolio scores

4 Chapel Croft earns an INVESTIGATE rating with HP Score 60/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

12/ 100

Low

Transit & Bike

Transit 22Bike 4

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£318,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £102,600
Net cash flow: -£416/mo
Cash on cash: -4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£317,000

Rent Estimate (pcm)£950

Gross Yield3.58%

1y Growth-

3y Growth+3.5%

5y Growth+3.3%

10y Growth+3.4%

Last Sold Price£167,500 (2004-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1BD22 0SB

Approval Rate

-12mo

Development

low

26/02555/TPO
T2 Norway spruce- Fell to as near as ground level as possible G4 Leyland Cypress - Fell to as near as gorund level as possible T5 Cotoneaster - Fell to as near as ground level as possible and eco plug T6 Leyland cypress - Fell to as near as ground level as possible T7- Lime - Fell to as near as ground level as possibe for safety reasons T8 Ash - Fell to as near as ground level and eco plug T9 Elder Remove to as near as ground level as possible and eco plug
Pending
26/02777/TPO
T1 Sycamore Tree - Remove Please refer to Tree ID1 for full report on condition and specification
Pending
26/02684/CPN
T1 - Conifer, out growing its location in the garden. Fell. T2 - Conifer, out growing its location in the garden. Fell. T3 - Conifer, out growing its location in the garden. Fell. T4 - Ash, poor specimen that's been monolithed / pollarded at 6m, works are to repollard / monlith at 6m.
Conditions

View Planning Timeline

Ownership

Corporate Ownership81.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied60%

Age Distribution

0-15 24%16-64 60%65+ 16%

View Area Profile

Schools Nearby

Laycock Academy
0.2 mi
Good
Beckfoot Phoenix
0.9 mi
OutstandingImproving
Merlin Top Primary Academy
1.0 mi
Inspected as Merlin Top Primary School (URN 107279) on 20 Nov 2012
Beckfoot Nessfield
1.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Chapel Croft
-
£198k
-
1 Chapel Croft
-
£205k
-
4 Chapel Croft
-
£168k
-
2 Chapel Croft
-
£69k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN