19 Cromford House, Holmfield, Derby, DE23 1QW

UPRN:10010686255Flat/Maisonette2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

19 Cromford House, Holmfield, Derby, DE23 1QW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£104,000

£83k - £125kLow

Estimate

£104k

Range

£83k – £125k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

10.00%

Verdict

Derived from HomePortfolio scores

19 Cromford House earns an INVESTIGATE rating with HP Score 68/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 30Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£60,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £19,300
Net cash flow: £144/mo
Cash on cash: 8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.47 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£104,000

Rent Estimate (pcm)£500

Gross Yield10.00%

1y Growth-0.6%

3y Growth+3.2%

5y Growth+3.0%

10y Growth+4.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1DE23 1QW

Approval Rate

100%12mo

Development

low

26/01418/FUL
Erection of outbuilding and attached canopy (retrospective)
Pending
26/01419/CLP
Change of use from a dwelling house (Use Class C3) to a residential children's home for a maximum of two children (Use Class C2)
Pending
26/01347/CLP
Change of use from a dwelling house (Use Class C3) to a residential carehome for a maximum of two children (Use Class C2)
Pending

View Planning Timeline

Ownership

Corporate Ownership84.3%
Overseas OwnershipNo
Lease Term Remaining56 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,467

Population Density6,016 /km²

Owner Occupied63%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Akaal Primary School
0.2 mi
Inspected as Akaal Primary School (URN 142109) on 1 Mar 2022
Village Primary Academy
0.4 mi
Good
Normanton House School
0.4 mi
Good
St George's Catholic Voluntary Academy
0.5 mi
OutstandingImproving

0 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Holmfield Stenson Road
-
£47k
-
Holmfield Stenson Road
-
£65k
-
Holmfield Stenson Road
-
£63k
-
Holmfield Stenson Road
-
£57k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN