39 Manchester Road, Chapel-en-le-Frith, High Peak, SK23 9SR

UPRN:10010713834Detached House4 bedsBuilt before 1900

Tenure: -Council Tax: Band BEPC: D (64)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

39 Manchester Road, Chapel-en-le-Frith, High Peak, SK23 9SR

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£481,000

£433k - £529kMedium

Estimate

£481k

Range

£433k – £529k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

7.66%

Verdict

Derived from HomePortfolio scores

39 Manchester Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

51/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

65/ 100

Moderate

Transit & Bike

Transit 13Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 51% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £245/mo
Cash on cash: 4.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.89 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£481,000

Rent Estimate (pcm)£1,500

Gross Yield7.66%

1y Growth+65.5%

3y Growth+1.3%

5y Growth+1.9%

10y Growth+3.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0SK23 9SR

Approval Rate

-12mo

Development

low

HPK/2026/0413
Listed Building Consent for - Addition of freestanding array of photovoltaic solar panels to the western side of the house and two small roof-mounted arrays on the rear facing roof slopes of the single-storey side element of the house, with air source heat pump at the rear of the house.
Pending
HPK/2026/0412
Addition of freestanding array of photovoltaic solar panels to the western side of the house and two small roof-mounted arrays on the rear facing roof slopes of the single-storey side element of the house, with air source heat pump at the rear of the house.
Pending
CON/2026/0096
Listed Building Consent for - Addition of freestanding array of photovoltaic solar panels to the western side of the house and two small roof-mounted arrays on the rear facing roof slopes of the single-storey side element of the house, with air source heat pump at the rear of the house.
Pending

View Planning Timeline

Ownership

Corporate Ownership73.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,258

Population Density-

Owner Occupied79%

Age Distribution

0-15 15%16-64 53%65+ 32%

View Area Profile

Schools Nearby

Chapel-en-le-Frith High School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Chapel-en-le-Frith CofE VC Primary School
0.7 mi
Good
Chinley Primary School
1.2 mi
Good
Peak School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Manchester Road
-
£165k
-
27 Manchester Road
-
£240k
-
46 Manchester Road
-
£145k
-
50 Manchester Road
-
£182k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN