20 Springwood, Glossop, SK13 6XR

UPRN:10010722425Detached House4 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band FEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£523,000

£497k - £549kHigh

Estimate

£523k

Range

£497k – £549k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.00%

Verdict

Derived from HomePortfolio scores

20 Springwood earns an INVESTIGATE rating with HP Score 75/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (52/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

55/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

52/ 100

Moderate

Transit & Bike

Transit 8Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,550-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£560/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£523,000

Rent Estimate (pcm)£1,750

Gross Yield4.00%

1y Growth-

3y Growth+3.1%

5y Growth+3.6%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK13 6XR

Approval Rate

-12mo

Development

low

HPK/2026/0416
Certificate of Lawfulness for a proposed garage conversion and single storey rear extension to replace existing conservatory
Pending
HPK/2026/0373
Construction of a single-storey front extension to provide additional kitchen accommodation and allow the existing kitchen to be modernised and improved.
Pending
HPK/2026/0372
Replacement hardwood timber windows
Pending

View Planning Timeline

Ownership

Corporate Ownership69.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,258

Population Density3,448 /km²

Owner Occupied92%

Age Distribution

0-15 20%16-64 62%65+ 18%

View Area Profile

Schools Nearby

Simmondley Primary School
0.4 mi
Inspected as Simmondley Primary School (URN 112706) on 26 Nov 2024
St Margaret's Catholic Voluntary Academy
0.5 mi
Good
Dinting Church of England Voluntary Aided Primary School
0.6 mi
Good
Gamesley Primary and Nursery School
0.8 mi
Good

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Springwood
-
£490k
-
5 Springwood
-
£330k
-
2 Springwood
-
£335k
-
9 Springwood
-
£295k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN